Get cash without having to sell your crypto holdings
DeFi borrowing made easy — for everyone
Decentralized Finance (DeFi) lending protocols are applications that run on blockchain networks like Ethereum and allow users to borrow or lend crypto assets. Rocko’s simple-to-use platform reduces the time and complexity so consumers of all levels can easily borrow cash¹ or USDC from popular DeFi protocols — starting with Compound.
Learn more about the benefits and risks of DeFi borrowing here.Borrow up to 83% of the value of your Ether — with flexible loan terms²
Use Rocko to access better loan-to-value ratios, more competitive rates, and more flexible loan terms than offered by many traditional lenders. Take out your loan for as little or as long as you like.3 And, with no monthly minimum payments!
Use your loan for things like:
1USD is only available to U.S. Coinbase or Gemini users at this time. All users can convert their USDC loan into USD or other fiat via crypto exchanges.
2The max loan-to-value ratio is set by Compound. Interest rates are offered by Compound lending protocol and fluctuate in real-time based on market forces. Learn more about floating interest rates here.
3Loans offered by Compound are open-ended meaning borrowers can repay at any time as long as the loan-to-value ratio for their loan remains below the liquidation threshold. Learn more here.
Security-First Design
Audited DeFi Protocols Only
Rocko only supports lending protocols that have undergone third-party security audits.
Non-Custodial
Rocko wallets are non-custodial, meaning only you have access to any funds held in them.
Passkeys Protection
Leverage Passkeys for greater security when authorizing transactions.
Comprehensive Loan Dashboard
View Key Information
View key information such as your current balance, interest rate, and collateral buffer.
Manage Your Loan
Borrow more, make payments, or modify your collateral at anytime.
Projected Values Calculator
Before committing to a payment or collateral modification, see how it would impact your loan with Rocko’s projected values calculator.
Track Rewards
Track any rewards earned from lending protocols like Compound.
Set up text and email alerts to monitor changes in your collateral value and interest rate
Set up alerts
Be notified of changes in your collateral value or interest rate.
Choose alert method
Customize the frequency and trigger
How it Works
Set Up Your Loan
Choose how much to borrow, which type of crypto asset to use as collateral, how much collateral to post, and where to receive the loan amount.
Receive a Rocko Smart Wallet
Upon finalizing your loan, you'll receive a Rocko smart wallet which will automatically fulfill your loan based on your specifications.
Transfer Collateral for Automatic Loan Fulfillment
Once you transfer the crypto collateral to your Rocko smart wallet, it will automatically deposit the collateral in Compound and transfer your loan to your specified account or wallet.
Receive Your Loan!
You can manage and repay your loan at any time using the Rocko loan dashboard. Upon fully repaying your loan, you'll automatically receive your collateral back.
Best-in-Class Features
Quick Loan Process
Set up your crypto-backed loan in minutes with Rocko's simple-to-use interface.
Receive USD¹ or USDC
If you’re a U.S Coinbase or Gemini user, choose to automatically receive your loan in USD so it can be more easily used for real estate, paying down higher-rate debt, buying a car, and more.
Coinbase & Gemini Integrations
Link your Coinbase or Gemini account to further simplify getting your crypto loan or to receive it in USD.
Powerful Loan Management Tools
Manage risk with powerful loan management tools like collateral and APR alerts
Audited DeFi Protocols Only
Only lending protocols that have undergone third-party security audits are available through Rocko’s interface.
Helpful Customer Support
Rocko’s customer support team is here to answer your critical questions and help in
Reduced complexity
Automated loan fulfillment
Your Rocko wallet is programmed to fulfill your loan for you — saving you time and complexity
1USD is only available to U.S. Coinbase or Gemini users at this time. All users can convert their USDC loan into USD or other fiat via crypto exchanges.
2Up to $100. Users will be responsible for covering any fees in excess of $100.