Your Crypto, Your Control:

The Rocko platform combines industry-leading technology and superior UX to create self-custody wallets that offer seamless transactions with DeFi protocols. Rocko never has access to your private keys or control over your smart wallet—or any funds held by it.

Rocko Smart Wallet Overview

The Rocko platform leverages a recent Ethereum Network upgrade called EIP-4337 (“Account Abstraction”) to simplify wallet creation and transactions through smart contract accounts, or smart wallets.

Key Benefits of Smart Wallets:

• Batched Transactions: Combine multiple transactions into one.

• Social Authentication: Sign transactions via social logins like Gmail.

• Sponsored Transactions: Allow third parties to cover gas fees.

Non-Custodial Wallet Infrastructure

Rocko login leverages Dynamic’s authentication solution to create non-custodial, embedded wallets, eliminating the need for a 12-word seed phrase. Instead of a seed phrase, your wallet is controlled by your Gmail or email login. Dynamic relies on Turnkey to store private keys securely inside enclaves. These are cryptographic environments that securely manage key material and sign transactions without exposing private keys. Turnkey is a trusted leader in non-custodial private key management, founded by members of the team that built Coinbase Custody. You can learn more about Turnkey's secure infrastructure here.

How Rocko Works:

1. Embedded Wallet Creation:

• When you sign up for Rocko, you create a non-custodial, embedded wallet using Dynamic.

• Only you can access the private key for your embedded wallet via your social login.

2. Smart Wallet Deployment:

• Upon loan finalization, Rocko deploys your personal non-custodial smart wallet using ZeroDev.

• Your smart wallet is controlled by the private key of your embedded wallet. No seed phrase is required as you can sign transactions using your email login via Dynamic.

3. Transaction Execution:

• When you initiate a transaction via the Rocko platform, the instructions are passed to your smart wallet, and your Dynamic wallet session provides the required signature.

• Your Rocko smart wallet will automatically execute your desired transaction based on the transaction type. If you’re taking out a new loan, it will supply the collateral to the DeFi protocol and withdraw the loan only once it receives the collateral required for the loan.

Secure Smart Wallet Infrastructure:

ZeroDev builds on Kernel, the most popular open source and a heavily audited smart account. You can view Kernel’s audits here. Neither Dynamic, Turnkey, nor Rocko can access your private key or approve transations on your behalf, ensuring your exclusive control over your funds.

Test a Transaction:

You can try transferring crypto to your Rocko smart wallet and sending it back to your Ethereum wallet or exchange account from your profile page in the top-right corner of the Rocko app.

To Summarize:

Rocko blends a mix of industry-leading infrastructure and optimal UX so that users can interact with DeFi protocols in a simple and secure manner. This approach allows for smooth execution of transactions (loans, payments, etc.) without exposing your private key client-side—reducing security risks—and giving you exclusive control over your assets.

If you have any questions, feel free to reach out to us at support@rocko.co.