Why Choose Rocko?

📋

No Credit Check

Get approved based on your crypto holdings, not your credit score.

📉

Lower Interest Rates

Access better rates than traditional credit cards through DeFi protocols.

📈

Keep Your Crypto

Maintain your crypto investments while paying off debt.

Instant Approval

Get funded in minutes, start saving on interest immediately.

💳

Single Payment

Consolidate multiple credit card payments into one manageable loan.

🔒

Secure Self Custody

Maintain complete control of your crypto with our secure, non-custodial wallet solution.

How It Works

Step 1

Check Your Borrowing Power

See how much you can borrow based on your crypto holdings.

Calculate Your Borrowing Power
Step 2

Explore Rates

Compare competitive rates powered by trusted DeFi protocols.

Step 3

Sign Up

Create a Rocko account in minutes.

Step 4

Select a Protocol

Choose from a variety of options from our partner protocols to find the best terms for your needs.

Step 5

Deposit Collateral

Secure your loan with your crypto assets.

Step 6

Pay Off Cards

Use the funds to pay off your high-interest credit cards.

Supported Cryptocurrencies

Bitcoin

BTC

Ethereum

ETH

Solana

SOL

Frequently Asked Questions

How does this compare to traditional balance transfers?

Unlike traditional balance transfers that often have high fees and temporary low rates, our crypto-backed loans offer consistently lower rates through DeFi protocols.

What if my crypto's value drops?

You may need to add more collateral. If not, assets may be liquidated, potentially triggering taxes.

Do I need to sell my crypto?

No, Rocko lets you use crypto as collateral without selling, allowing you to maintain your market position while paying off debt.

How fast is the process?

No approvals needed, get funded instantly, faster than traditional balance transfer applications.