Why Choose Rocko?

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No Down Payment Required

Leverage your crypto holdings to buy a home without upfront cash.

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Stay Invested in Crypto

Keep your BTC, ETH, or SOL and benefit from potential future gains.

Competitive Rates via DeFi

Access low rates through trusted DeFi protocols.

Fast and Flexible

Get loans instantly without the hassle of credit checks.

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Global Access

Open to foreign nationals for U.S. property purchases, no U.S. SSN needed.

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Secure Self Custody

Maintain complete control of your crypto with our secure, non-custodial wallet solution.

How It Works

Step 1

Check Your Borrowing Power

See how much you can borrow based on your crypto holdings.

Calculate Your Borrowing Power
Step 2

Explore Rates

Compare competitive rates powered by trusted DeFi protocols.

Step 3

Sign Up

Create a Rocko account in minutes.

Step 4

Select a Protocol

Choose from a variety of options from our partner protocols to find the best terms for your needs.

Step 5

Deposit Collateral

Secure your loan with your crypto assets.

Step 6

Get Funded

Receive funds to buy your home or cover your down payment.

Supported Cryptocurrencies

Bitcoin

BTC

Ethereum

ETH

Solana

SOL

Frequently Asked Questions

What tokens can I use?

Use BTC, ETH, SOL, and other supported tokens as collateral.

What if my crypto's value drops?

You may need to add more collateral. If not, assets may be liquidated, potentially triggering taxes.

Do I need to sell my crypto?

No, Rocko lets you use crypto as collateral without selling.

How fast is the process?

No approvals needed, book loans instantly, faster than traditional 30-50 day mortgages.